FORD ESCAPE HYBRID, C.O.O. AND INSURANCE

RECENTLY I WAS AWAY FOR A FEW DAYS. MY ANSWERING MACHINE, RECEIVED A PHONE CALL FROM PHIL CAHILL, C.O.O. (CHIEF OPERATING OFFICER) FOR THE MOHEGAN TRIBE. HE ASKED THAT I ATTEND A MEETING WITH HIM ABOUT THE SUV HYBRIDS. I CALLED HIM WHEN I GOT BACK AND LEFT AN ANSWER ON HIS ANSWERING MACHINE THAT I WOULD LIKE TO TALK TO HIM. I DON'T KNOW WHAT WE COULD TALK ABOUT, THE ARTICLES WERE ACCURATE AND HAVE BEEN CONFIRMED BY WITNESSES. I BROUGHT THE TWO ARTICLES FORWARD SO MY READERS CAN RE-READ WHAT WAS WRITTEN.

THE SAGA ON THE FORD HYBRID ESCAPE SUV'S CONTINUE. A FEW WEEKS BACK ONE OF THE SECURITY CARS SUPPOSEDLY WENT THROUGH A CHAIN LINK FENCE AND HIT A POLE. IT WAS ALLEGED THAT THE DRIVER FELL ASLEEP AT THE WHEEL. ON A WEEKDAY LAST WEEK, A SECURITY PERSONNEL PARKED HIS SUV IN FRONT OF THE GOVERNMENT BUILDING AND IT BACKED UP AND HIT A TRIBAL MEMBERS PARKED CAR. WE HAVE BEEN TOLD THE CAR WAS IN NEUTRAL OR THAT IT WAS LEFT IR REVERSE. WE ARE CONTINUING TO INVESTIGATE THESE INCIDENTS.

THE WAY I FIGURE IT THE TRIBAL SECURITY DEPARTMENT, HAS AT LEAST TWO (2) CARS DOWN. HOW ABOUT USING THE WHITE FORD F-150 PICK UP TRUCK THAT SECURITY SUPPOSEDLY OWNS? HOW ABOUT USING SOME OTHER DEPARTMENTS' VEHICLES?

WE HAVE BEEN TOLD THAT MOHEGAN VEHICLES ARE SELF INSURED. WHEN I LIVED IN NEW YORK, THE AVERAGE PERSON PURCHASED CAR INSURANCE. IF SOMEONE WAS WILLING TO LEAVE ABOUT $100,000.00 IN THE BANK THEY WERE SELF INSURED AND DID NOT NEED TO PURCHASE INSURANCE. THESE PEOPLE WERE BETTING NOTHING WOULD HAPPEN AND DID NOT HAVE TO PAY PAYMENTS LIKE THE AVERAGE PERSON. I ASSUME THIS MUST BE SIMILAR TO WHAT THE MOHEGAN TRIBE IS DOING. THE AVERAGE CONSUMER WOULD HAVE TO PURCHASE COLLISION INSURANCE TO SATISFY THE LOAN INSTITUTION IF THEY PURCHASED THE VEHICLE ON TIME (PAYMENTS.) EVEN IF THE PURCHASER PAID THE WHOLE PRICE OF THE VEHICLE OUTRIGHT, IT WOULD STILL BE A GOOD IDEA TO CARRY COLLISION INSURANCE IN CASE THE CAR GOT IN AN ACCIDENT. SO IF WHAT WE ARE TOLD IS ACCURATE, THEN WHY DID NOT THE MOHEGAN GOVERNMENT DO THE SAME THING?

WE HAVE BEEN TOLD THAT THE MOHEGAN PUBLIC SAFETY (SECURITY) HAS USED UP ITS REPAIR BUDGET UP FOR 2009. THE YEAR JUST STARTED ON OCTOBER 1, 2008. IF WHAT WE ARE BEING TOLD IS ACCURATE, WHO MAKES A BUDGET AND DOES NOT ALLOW MONEY FOR A POSSIBLE ACCIDENT? HOW DID THIS HAPPEN? IS IT POSSIBLE?

SO THERE IS YOUR STORY, THE FORD ESCAPE HYBRID, THE C.O.O. AND INSURANCE.